Financing

Bad credit? No problem.

We work with lenders who approve all credit situations — good, fair, or rebuilding. Getting pre-qualified takes minutes.

Start my application →
All credit
Types accepted
Minutes
To pre-qualify
0%
Down payment options
Flexible
Loan terms

Financing options

✅
Good credit (720+)
From 4.9% APR
Best rates available. Terms up to 84 months. Low down payment options.
🔄
Fair credit (580–719)
From 8.9% APR
Competitive rates. We shop multiple lenders to get you the best deal.
🛠️
Rebuilding credit (<580)
From 14.9% APR
We specialize in second-chance financing. ITIN accepted. No SSN required.
🌎
ITIN / No SSN
Special programs
We proudly serve the immigrant community. ITIN financing available with no SSN.

How to get financed

📋
STEP 1
Pre-qualify online
Fill out a short form. No hard credit pull. Takes 3 minutes.
🚗
STEP 2
Pick your car
Browse our marketplace and choose from our inventory.
📄
STEP 3
Submit documents
ID, proof of income, proof of residence. We guide you through each step.
🔑
STEP 4
Drive away
Sign your contract and pick up your keys. Same day in most cases.

Documents you'll need

✅ Valid government-issued ID (driver's license or passport)
✅ Proof of income (pay stubs, bank statements, or tax returns)
✅ Proof of residence (utility bill or bank statement)
✅ References (2–3 personal references with phone numbers)
✅ Down payment (amount varies by credit profile)
⚡ ITIN accepted instead of SSN for eligible programs

🧮 Estimate your payment

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Est. monthly payment
$678/mo

Financing FAQ

Ready to get pre-qualified?

It takes 3 minutes and won't affect your credit score.

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